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Welcome to Builders Commercial Capital Group (BCCG), a commercial finance company with a private funding partner that is BBB A+ rated and maintains a 4.5-star rating on Trustpilot.BCCG provides fast, unsecured financing with funding and closing in as little as 2 business days after application approval. We are committed to helping members of the building trades get access working capital when they need it most. We know there’s no one-size-fits-all solution when it comes to small business financing. That’s why our funding options are designed to be flexible, personalized, and tailored to fit your unique working capital needs. Builders Commercial Capital Group (BCCG) empowers members of the building trades with personalized funding solutions. Backed by leading partners, and finance companies, BCCG provides accessible financial support to general contractors, construction companies, and specialty/subcontractors in the following sectors:

• Architecture
• Carpentry
• Commercial Cleaning Services
• Construction
• Demolition
• Drywall
• Electrical
• Engineering
• Excavating
• Finishing
• Flooring
• Foundation
• Glass Paving
• HVAC
• House Cleaning Services
• Interior Design
• Landscaping
• Masonry
• Painting
• Paving
• Plumbing
• Roofing
• Sewer/Septic
• Space Planning

Typical Use of Funds:

• Advertising & Marketing
• Bank Loan Payoff
• Expansion & Renovations
• Hardware/Software Upgrades
• New Equipment & Furnishings
• New Company Vehicles
• Supplies & Inventory
• Partner/Investor Buyouts
• Paying Off Back Taxes, Liens, or Judgments
• Payroll for Additional Staff
• Personal Debt Relief

Our Business Financing Options:

• Revenue-Based Business Loans ($5,000 – $600,000) – This flexible financing option provides a lump-sum loan amount determined by your business’s average monthly bank deposit activity. Repayment is structured to align with cash flow, making it well-suited for businesses seeking working capital without traditional fixed payment schedules.
• Merchant Cash Advances ($5,000 – $600,000) – Our merchant/business cash advance delivers upfront capital based on your average monthly credit and debit card processing volume. Repayment is tied directly to daily or periodic card sales, allowing payments to fluctuate with revenue and easing pressure during slower periods.
• Commercial Lines of Credit ($5,000 – $100,000) – This revolving credit option provides access to a pre-approved maximum credit limit that you can draw from as needed. Interest is typically charged only on the funds used, offering a convenient and cost-effective solution for managing short-term cash flow needs, operating expenses, and unexpected business opportunities.

Minimum Requirements (for Loans/Cash Advances):

• Minimum Time in Business: 2 years – The Borrowing Entity must have been in operation for the last two years-to-date.
• Minimum Monthly Bank Deposit Balance: $10,000 – You must submit legitimate and verifiable bank statements.
• Minimum Credit/FICO®: 600 – A “soft” credit check will be done via Experian – Your score will not be affected.

How to Apply for Funding:

If you meet the time-in-business, credit score, and bank deposit requirements, you can confidently submit an application and a member of the financing team will call you to discuss how much you qualify for. Please complete the form below to get started. NOTE: The “Application Portal” will require you to upload the following items with your online application:

1. A copy of your driver’s license.
2. A copy of a “voided” business check.
3. The last FOUR months of business bank statements.

Once we receive your completed application, we will provide you with a “financing offer” containing the dollar amount and repayment terms. Upon your signed acceptance of the offer, we will immediate send you a binding financing agreement. Then, once you sign the the agreement, the funds are deposited to your business bank account within no more than two (2) working days – no delays, no red tape! NOTE: he actual amount you qualify for, will be determined after a review of the last four months of business bank statements.