Metropolitan Commercial Capital Group (Metro CCG) offers financing for real estate entrepreneurs who wish to refinance their current commercial/income-producing properties.
Our private investor-funded loan program is non-recourse and offers flexible, more favorable guidelines concerning credit, collateral, and personal guarantee conditions. Metro CCG offers interest-only repayment schedules of up to 10 years and fully amortized loan repayment schedules of up to 35 years max.
Let Metro CCG refinance your commercial mortgage loan. Our flexible, private investor-funded criteria may be a good fit for the following:
- Tax/Debt Relief
- To Pay off a Balloon Payment
- To Borrow against the Equity in Your Commercial Property
- For Expansion or Improvements
- For down Payment Cost Coverage to Purchase a New Property
- To Stretch out Your Loan Repayment Schedule
- For Personal Financial Relief
- To Satisfy Internal Working Capital Requirements
- To Cover Payroll
- To Buy Another Business
- To Pay off a Private Hard Money Lender
- To Lower Your Interest Rate
Private investors fund our loans instead of banks. Therefore, our rates do not compare to those offered by commercial banks. However, because private investors fund our loans, we can be more flexible regarding credit, down payment, time and business operation, loan-to-cost ratio (LTC), loan-to-value ratio (LTV), and personal guarantee requirements.
Metro CCG’s underwriting structure is designed to provide you the best of both worlds. It seamlessly combines the stability and reliability of conventional commercial mortgage banking with the flexibility and support of a “joint venture/silent partner,” ensuring your financial needs are met with utmost care and consideration.
All property types considered:
- SFH Residential Investment Properties
- Duplexes
- Triplexes
- Fourplexes
- Multifamily (5+ Units)
- Mixed-Use (Apartments-Over-Retail)
- Mixed-Use (Office-Over-Retail)
- Anchored/Unanchored Retail
- Office
- Industrial
- Warehouses
- Self-Storage
- Churches
- Private Schools
- Healthcare/Medical
- Hotel/Motel/Lodging/Resorts
- Business Owner-Occupied (Auto Repair, Restaurants, etc.)
To assist in any project or transaction, we have referral partnerships with project management appraisal, title, insurance, marketing, closing, servicing, insurance, and inspection relationships/resources to complete any remaining due diligence and finalize the deal’s due diligence for closing and funding.
PROGRAM HIGHLIGHTS
- Private Investor-Funded
- Fixed Rates starting at WSJ Prime Rate (= 8.5% as of today)
- Non-Recourse
- Up to 90% LTV
- 1-10 Year Loan Terms Interest-Only
- 15 to 35 Years Fully Amortized
- Simple Application Paperwork
- All Credit Grades Considered
- 2-Day Loan Pre-Approvals
- Closing dates are quoted after ALL third-party reports (market analysis, appraisals, estimates, inspections, surveys) are completed.
- Property Valuations Used: Income Approach, Market Approach
- Short-Term Bridge Loan (“Interest-Only”) Repayment Schedule: Up to 10 years.
- Long-Term (“Fully Amortized”) Amortization Schedule/Loan Term: 10/10, 15/15, 20/20, 25/25, 30/30
- Closing Time Frame: Usually 10-14 business days after an acceptable appraisal has been obtained.
- Interest Rates: Rates and terms are quoted on a case-by-case basis.
- Preliminary Loan Terms: Issued upon submission of a completed loan application.
- Upfront Fees: None
Please complete our application (available upon request here) to receive a financing proposal or preapproval letter. Upon completion and return to Metro CCG. We will provide a term sheet for your review as an example of how we would finance your project.